On becoming a member of our bank, you're not just a customer, you're an owner!
| LVR | Interest Rate | Comparison Rate |
| ≤60% LVR | 5.99% p.a. | 6.06% p.a. |
| >60% to ≤70% LVR | 6.04% p.a. | 6.11% p.a. |
| >70% to ≤80% LVR | 6.09% p.a. | 6.16% p.a. |
| >80% to ≤90% LVR | 6.14% p.a. | 6.21% p.a. |
Loan to Value Ratio (LVR) is the ratio or money you borrow compared to the value of the property used as security, as determined by the Bank. LVR value is determined at time of origination only.
You might consider splitting your home loan into part fixed, part variable rate so you can access both certainty and flexibility, in a ratio that works for you. Call us on 13 61 91 or fill the enquiry form below to speak with one of our mortgage specialists for more information about a split home loan for you to decide whether this may be suitable for you.
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5. Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security, e.g. their own property, as Guarantor on the loan to secure a portion of the loan. The Guarantor's financial position should be such that they are able to meet their obligations under the guarantee. Non-Resident guarantors are not eligible.
6. Request a Home Loan Key Facts Sheet. All applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.
