On becoming a member of our bank, you're not just a customer, you're an owner!
The process of purchasing your second property will have many of the same steps that applied to your last purchase, however, it can be stressful for a number of reasons. By knowing what’s involved you can be confident all will run smoothly, and also, we will be here to help you every step of the way.
A lending consultant will be in touch to answer all your questions, and progress things to the next stage. We may be able to provide you conditional approval to help you confidently bid or make an offer knowing how much you can afford. Conditional approval is valid for 90 days, but it can be renewed if you need more time.
If you are ready to buy, a fast approval is crucial so when the right property comes up, you are in a position to purchase it straight away. Our lending specialists can assist you in obtaining a full approval quickly and easily.
Buying a home can be easier the second time around, as you will have a better idea of what to expect. However, if you bought your first home a while ago, there may be additional costs that you haven’t considered or selling costs that you haven’t had to deal with before.
The Family Home Guarantee aims to support eligible single parents with at least one dependent child in purchasing a family home, regardless of whether that single parent is a first home buyer or a previous home owner. You can use the Family Home Guarantee to build a new home or buy an existing home with a deposit of as little as 2%. For more details and a comprehensive list of eligibility criteria, please read the Family Home Guarantee Fact Sheet. When you’re ready to apply, you can book an appointment online or request a call from a lending specialist who will help you with your application.
If you find yourself in a position where you buy your next property before you’ve sold your existing one, we can help you bridge the gap.
A bridging loan is a short-term facility that covers the financial gap between the purchase of your new property and the sale of your existing property.
Lock in a competitive rate for up to 5 years
Our most popular Home Loan with a very attractive variable rate
For the first 3 years of your loan save on interest with a lower introductory rate
Take root and grow with a GumLeaf Home Loan
The evergreen, no frills Basic GumLeaf Home Loan, built for value
A home loan that keeps things simple and saves you money
Be prepared for those unexpected expenses with our flexible overdraft account
A loan that allows you to purchase your new property before you sell your existing one
